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against the Woz (and the NZZ)

to "We must find alternatives to neoliberal entrepreneurial capitalism" ( http://www.woz.ch/artikel/newsletter/17201.html ):

the good thing about the "left" are the analysis. How true, too true to all! But with the past, the establishment, the system, the analytical psych "father" only to be expected, is only half the solution. And half the solutions are often worse than none. What for out solutions? It is given to build time, not to destroy. Revolutions bring only more misery.

I think the problem lies in the (liberal) financial capitalism, in fact, have to "alternatives" be found. Part of the solution is not the complete dismantling of any structure, but a return to the unjustly decried capitalist entrepreneurs. Namely those in which the contractor assumes responsibility and (if necessary with a certain dose of paternalism) can take the staff with responsibility in this location - usually human relations. Then they are all responsible - each according to his power - for a sustainable economy that is in the interest of all. In this sense, the initial quote to be completed.

what "neoliberalism" is concerned, was and is a purely ideological slogan and correspondingly difficult to distinguish. I am working on the assumption that "liberal" values are approximately as follows: total individualism, consumerism is lucky, the market is always right. The problem is that some of these values is half a turn. They can not be thrown overboard, or we have the opposite effect: the total collectivism to consume anything and a dictatorship against the people. The problem of the European left (for example) is still haunting Schlingensief relation to the "socialism", which simply involves only exact opposite extreme. As long as the two fronts to keep each other in check results in about a workable compromise. Bad is when one or the other to win the upper hand (usually done by unholy alliances, eg SP and SVP against moderate circles).

is better to have a reflection on human values, as expressed for example in the Renaissance and Enlightenment. (Responsible autonomy of the individual, moderation, self-knowledge, etc.). Values can not be imposed from above or from political parties. Therefore, I believe that healthy change can be achieved only through a profound social change in attitude from the bottom, especially spiritual Article

The local philanthropists would have to unleashing such forces to desperately overdue undead called Kulturkampf overcome at last, that the antagonism between tradition and progress overcome - the latter so they would unite and combine the two. Specifically, this means that new one is created, all without displacing old - to kill without the "father" (as in the rest of the "neoliberal" or similar types of anarcho-libertarian secretly want to). The main problem is the need to stoop to this kind of intellectual Omphalisten to the level of real-world economic agents. The impact of these left and right - in the sense of the quote - would be "alternative" to the current incredible hubris of much larger and more credible. You would hope with the energy of the strength of a safe stand united.

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Moral crisis alert

The behavior of financial markets in recent years has meant that liberal ideas now get a shock. The most stupid now would not admit obvious errors. Instead, the regulatory implications to be examined objectively.

first The regulation of banks failed. It does not need less regulation and not more regulation, but purposeful. From the outside crowd on three ideas: (1) The capital requirements may not be risk-weighted. Risks will be managed through interest rates! That was the critical weakness of Basel II and must be corrected be. (2) Equipment must not be mark to market assets, but in accordance with prudence, because it is usually estimated in flights of the situation and optimism in the crash will be too pessimistic. (3) Structured products can not continue to be sold if the seller retains a portion of it for themselves.

second The implications for the financial sector are still not clear to estimate. The business model of universal banking seems to triumph, in contrast to the pure and unregulated investment banks. The government guarantee may send wrong signals, in the case of a systemic crisis but it is always implied.

third Politics is unprepared. Prime example is the Swiss Federal Council. I believe (unlike many others) that the Federal Council does a good job generally. In this crisis, but he failed miserably. The machinations of the banks would be strongly condemns, it would have to be made to the limitations of a purely speculative reasons of capitalism. In the interest of the market economy is more important than ever to reflect on the benefits of creative entrepreneurship. Instead, we hear nothing pure heat, and some journalists, some with undifferentiated bad news, the crisis is joyful, rather than as now pointed to the open-border investment opportunities.

4th The crisis has revealed the limitations of market mechanisms, open. Not that there is in this case, someone else (a state bank) could have done better, only the market can nearly always as if by magic for optimal resource allocation. The market, which has failed to grasp this far. Obviously it was not just bank managers who have miscalculated, but also investors, borrowers and sometimes even central bankers (who reacted too late or, as in the U.S., the whole still fueled). It is the problem with the invisible hand: Sometimes it is so invisible because they were not there. Faith makes blessed. It is better to understand the circumstances and to draw pragmatic conclusions! Liberalism is not just less government, but it is the perception of fundamental tasks by the state, ensuring the personal and economic freedom. Provision of security, from basic education and goods which the market can not or insufficiently provides: infrastructure for water, transport, electricity, communication. And last but not least, guarantee a livelihood for the vulnerable in our society, especially in the form of food and ensuring basic health care. Otherwise, a liberal state to be cautious.

5th to nationalize the banks would be a double-edged blade: in the next crisis wore then the state guarantees the sole responsibility ...

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taxes Flat tax =

The question of justice in politics is a philosophic black hole. This is because justice principle applies to individual decisions, political ends, but in general abstract rules, which are perceived by different individuals in different ways. So the tax rates. Particularly problematic here is the progression in income taxes. There was a lot of blackened paper on graduated tax rates, but all that is alleged is also applicable to progressive rates. Different people with different tax rates taxing more to the charge of injustice is exposed. And who is accused of injustice, which is surprising in the political arena in critical condition.

The most elegant solution is a uniform tax rate, possibly with a franchise, then known as Flat tax. Here are businesses and individuals the same tax. I'm not saying the flat tax was made flesh collective justice, but the charge of injustice may thus be at least minimized. It is the system with the least arbitrary. Not to mention the numerous economic benefits that accrue as collection efficiency, adjusting for inflation, elimination of costly "tax optimization", etc. Unlike the projects of the FDP could act as a tax return but not necessarily a beer mat, serve as the sometimes complicated deductions in determining the taxable income or gains and the tax rate per se have nothing to do.

on the tax record the flat tax would, in my opinion, a hugely beneficial effect, because everyone is very well know how much to pay taxes. So, who pays less than, say, 10% of its income in taxes, which evades and knows it very well. The rich may be less likely to take the position that he bled from the State. The transparency and the fact that each is weighed with the same measure are likely to tax compliance significantly increase.

How difficult have these reform projects with us, shows how bureaucratic and has become encrusted mid because our democracy. This applies not only to inter-subjectively unjust tax hells like Germany, but probably also for relatively moderate countries like Switzerland ...

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Recipe: Pasta with spinach cream sauce

• 3 onions (chopped) in oil fry until soft
• 4 cloves garlic (chopped) and 1 kg
• TK spinach ('s certainly the chopped, but of course without Blubaugh, is clearly ) to it and as long as fuel until it is completely thawed
• 2-4 bouillon cube with purely crumble and salt , nerve pinch sugar , pepper and a few ordinary shots taste balsamic vinegar
• then stir in a packet Soy Cuisine and maybe with some soy rice milk stretch
• the whole simmer still aweng, meanwhile, so two handful of pine nuts or alternatively sunflower seeds without grease pan and into the cream sauce so
• all then eat with Farfalle or other pasta in larger quantities