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Moral crisis alert

The behavior of financial markets in recent years has meant that liberal ideas now get a shock. The most stupid now would not admit obvious errors. Instead, the regulatory implications to be examined objectively.

first The regulation of banks failed. It does not need less regulation and not more regulation, but purposeful. From the outside crowd on three ideas: (1) The capital requirements may not be risk-weighted. Risks will be managed through interest rates! That was the critical weakness of Basel II and must be corrected be. (2) Equipment must not be mark to market assets, but in accordance with prudence, because it is usually estimated in flights of the situation and optimism in the crash will be too pessimistic. (3) Structured products can not continue to be sold if the seller retains a portion of it for themselves.

second The implications for the financial sector are still not clear to estimate. The business model of universal banking seems to triumph, in contrast to the pure and unregulated investment banks. The government guarantee may send wrong signals, in the case of a systemic crisis but it is always implied.

third Politics is unprepared. Prime example is the Swiss Federal Council. I believe (unlike many others) that the Federal Council does a good job generally. In this crisis, but he failed miserably. The machinations of the banks would be strongly condemns, it would have to be made to the limitations of a purely speculative reasons of capitalism. In the interest of the market economy is more important than ever to reflect on the benefits of creative entrepreneurship. Instead, we hear nothing pure heat, and some journalists, some with undifferentiated bad news, the crisis is joyful, rather than as now pointed to the open-border investment opportunities.

4th The crisis has revealed the limitations of market mechanisms, open. Not that there is in this case, someone else (a state bank) could have done better, only the market can nearly always as if by magic for optimal resource allocation. The market, which has failed to grasp this far. Obviously it was not just bank managers who have miscalculated, but also investors, borrowers and sometimes even central bankers (who reacted too late or, as in the U.S., the whole still fueled). It is the problem with the invisible hand: Sometimes it is so invisible because they were not there. Faith makes blessed. It is better to understand the circumstances and to draw pragmatic conclusions! Liberalism is not just less government, but it is the perception of fundamental tasks by the state, ensuring the personal and economic freedom. Provision of security, from basic education and goods which the market can not or insufficiently provides: infrastructure for water, transport, electricity, communication. And last but not least, guarantee a livelihood for the vulnerable in our society, especially in the form of food and ensuring basic health care. Otherwise, a liberal state to be cautious.

5th to nationalize the banks would be a double-edged blade: in the next crisis wore then the state guarantees the sole responsibility ...

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taxes Flat tax =

The question of justice in politics is a philosophic black hole. This is because justice principle applies to individual decisions, political ends, but in general abstract rules, which are perceived by different individuals in different ways. So the tax rates. Particularly problematic here is the progression in income taxes. There was a lot of blackened paper on graduated tax rates, but all that is alleged is also applicable to progressive rates. Different people with different tax rates taxing more to the charge of injustice is exposed. And who is accused of injustice, which is surprising in the political arena in critical condition.

The most elegant solution is a uniform tax rate, possibly with a franchise, then known as Flat tax. Here are businesses and individuals the same tax. I'm not saying the flat tax was made flesh collective justice, but the charge of injustice may thus be at least minimized. It is the system with the least arbitrary. Not to mention the numerous economic benefits that accrue as collection efficiency, adjusting for inflation, elimination of costly "tax optimization", etc. Unlike the projects of the FDP could act as a tax return but not necessarily a beer mat, serve as the sometimes complicated deductions in determining the taxable income or gains and the tax rate per se have nothing to do.

on the tax record the flat tax would, in my opinion, a hugely beneficial effect, because everyone is very well know how much to pay taxes. So, who pays less than, say, 10% of its income in taxes, which evades and knows it very well. The rich may be less likely to take the position that he bled from the State. The transparency and the fact that each is weighed with the same measure are likely to tax compliance significantly increase.

How difficult have these reform projects with us, shows how bureaucratic and has become encrusted mid because our democracy. This applies not only to inter-subjectively unjust tax hells like Germany, but probably also for relatively moderate countries like Switzerland ...

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Recipe: Pasta with spinach cream sauce

• 3 onions (chopped) in oil fry until soft
• 4 cloves garlic (chopped) and 1 kg
• TK spinach ('s certainly the chopped, but of course without Blubaugh, is clearly ) to it and as long as fuel until it is completely thawed
• 2-4 bouillon cube with purely crumble and salt , nerve pinch sugar , pepper and a few ordinary shots taste balsamic vinegar
• then stir in a packet Soy Cuisine and maybe with some soy rice milk stretch
• the whole simmer still aweng, meanwhile, so two handful of pine nuts or alternatively sunflower seeds without grease pan and into the cream sauce so
• all then eat with Farfalle or other pasta in larger quantities

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Language acquisition and the filling of mirror neurons determine what is our love

Recently I have seen in Sindelfingen Badezentrum a lovely image: a mother she was not yet a year old child in her hands and pulled it through the water, they paved the waterway with his back and pulled the child back running behind him. But that was not something special. The special was that the mother communicated continuously, alone with her facial expressions. The child may well have felt the warm water, but it hung on with great dedication and attention to the face of the mother, it was fascinating. I think it escaped him, nothing. Mother's face was full of love for her child, she sent him to kiss, they morste with eyes love everything about her Face were sparks of love, which she did more, they also showed that expression ... not one of the many thousands of facial expressions was the same facial expression ... a spark of love ... for her child.

And they seemed to have no fitness problems. It seemed to me forever, that the two turtelten through the water. Most of all I would have told the mother how important and wonderful it is, what it does. But I love her game would have to stop, and I did not, of course. And it was a love game and how important it is for the child's future love games, it is clear on the background of the quotation from Joachim Bauer's seminal book on mirror neurons :

that we start with an innate, genetically linked basic configuration of mirror neurons in the life shows itself in a phenomenon that without it would not be possible: For the correct selection Distance infants begin within hours or days after birth, certain facial expressions that they see to imitate spontaneously. Opens to meet them face-looking mouth, they do the same. In a face with pursed mouth, the baby responds by itself curls his lips, and it sticks out his tongue when he blogs braiding. With its amazing ability to imitate the infant has already from the first days of life the opportunity to engage a two-way game, which leads to develop secure interpersonal bonds. The neurobiological term willingness to spontaneous imitation document is the framework around which develops the relationship between infant and caregiver. Between the newborn and the primary caregiver now begins something whose magic can be compared only with the situation of fresh love. And actually happened from a neurobiological point of view in both cases something very similar: a two-way recording reflecting and returning signals, a sensing and feeling of what the other straight, moving in the true sense of the word, accompanied by the experimenter, even sending out signals and see how far they reflected back from the opposite, that is to be returned. This game is not only at the beginning of a love relationship, it is, in less intense form, the starting point of any interpersonal relationship.

Many children never experience what this child was able to experience that I could see at that time. Many lie on a cold storage and are wrapped and unloving mother barely speaks to them ... But more to fill cells with a corresponding charge, because of any movement are copies made in the brain of the child and these copies are active when they do according to himself or to recognize, therefore, some children respond later, more to love, some with indifference and cold, and are children always feel this to be normal, what they have learned.

Above all, many people do not know what love is.

Yet, how do they share with all my heart to a future partner, what they do not know?

How many fundamentally indifferent love games played on the Earth every day?

Many love games, movement games with a certain degree of mental and physical emotion, ...

All men call love, amore, láska, svegi, love, what be with the individuals around the world is not different can.

Our parents give us something specific to the term "love", which also could not be more different.

Some call for love is like a secret pizza in a brick is. Thus love is true for some indigestible ... only they do not know it.

My parents talked a lot about love, but she always talked about God's love.
They did not know what love is, but they did it very well camouflaged.
who talks so much about love, the love of God, must know what love is.
chance!

I think a lot of escape not only the monastery, but the religious or esoteric, not to have to deal with their own lack of love. But they flee from a load, they do not have to bear. Who can but have to admit: I do not know what love is.

who grow up without love, with a heavy mortgage. But hardly anyone can be a higher consciousness of love than the one that - the lack of knowing - is suffering from the knowledge of their own lack of love ... then when he opens his heart to love.

My motto: Always be able to fill the cells with love, always can open a heart for love.

Every breath can be a game of love.